PRICING

Simple Pricing. Month-to-month. Cancel Anytime.

CHoOSE YOUR PLAN

FRESH START PLAN
$99 per month

Unlimited disputes
Debt validation requests
Cease & desists letters
6-month plan
Cancel anytime

Our most comprehensive program. Perfect for busy people who need improved credit but lack the time, skills or desire to do it themselves. The program includes a detailed credit report audit, a personalized credit improvement plan, access to credit-building trade lines, 24-hour client portal access, monthly legal challenges to all three credit bureaus, and more. Requires a one-time set-up fee.

PAY-PER-DELETION
$50 per deletion

Pay only for deletions
No fixed monthly costs
Cancel anytime

Perfect for new or returning clients needing minimal credit repair help. Clients only pay for the items we delete. An "item" is considered a derogatory trade line on one of the 3 major credit bureaus. Requires a one-time set-up fee.

CREDIT COUNSELING
$75 per hour

Professional counseling
Forensic credit audit
Step-by-step instruction

Perfect for those who need to establish credit for the first time. Clients receive credit audit and step-by-step instruction/assistance in establishing credit and getting scored. Clients also get access to trade lines which quickly report to all 3 credit agencies. This service does not include credit bureau disputes.

all PROGRAM FEATURES

UNLIMITED DISPUTES
We provide unlimited creditor disputes for the inaccurate, unverifiable and obsolete items on your report that you choose.

ACCOUNT REVIEW
We think about your credit future when you are not. We conduct regular reviews of your account strategy, credit report and credit scores to ensure we are tracking to the right results.

CREDIT ANALYSIS
We continually analyze your credit reports for changes to ensure that new trade lines are reporting accurately and negative items are being removed.

UTURN CREDIT UNIVERSITY
24/7 access to a wealth of educational material designed to inform, educate and prepare our clients for long-term success.

PROGRESS REPORTS
Regularly scheduled meetings between clients and their credit advisor keep lines of communication open, helping the credit restoration plan to stay on track.

CANCEL ANYTIME
We give clients the freedom to cancel their agreement at anytime without reason.

INQUIRY DISPUTES
Questionable inquiries can negatively affect your credit score. We provide unlimited inquiry disputes for items that are inaccurate, unverifiable or obsolete.

DEBT VALIDATION LETTERS
In addition to the disputes sent to the credit bureaus, we send letters directly to the creditors to validate the information they are providing the credit bureaus is accurate, verifiable and complete.

CEASE AND DESIST LETTERS
We stop creditors from harassing our clients. We send attorney-crafted letters to address individuals or businesses that are engaging in unlawful behavior.

SET-UP FEE:
The initial credit consultation is free. This determines your needs and your suitability for the program. No-one pays for credit restoration before the service has been completed at Uturn Credit Advisors. Following the initial consultation, the full detailed audit follows, and after completion, the set-up fee is charged. This fee includes a forensic audit of your three bureau credit report, training on how to negotiate with your creditors, access to healthy trade lines, and proprietary credit education at your own pace.

MONTHLY BILLING:
The monthly fee is billed in arrears, meaning the month in which you enter the program will not be debited from your account until the next month. Example: If you start the program on January 15th, your account we be debited for the program fee on February 15th. Cancel anytime, understanding that should you cancel in the middle of a billing cycle, one more debit will occur after cancellation for the previous month's work.

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